Our Products & Services

First Business Factors can help get your company's cash flow going by converting your accounts receivable into cash within 24 hours (after initial approval). First Business Factors is a part of First Business Financial Services, Inc. (Nasdaq: FBIZ), a billion dollars plus diversified financial services business.

First Business Factors is committed to helping you with your financial needs. Our Senior V.P. / Division Manager Gail Heldke, is a 30 year factoring veteran who leads a team of seasoned professionals with 50 years combined factoring experience. Whether you're starting up, a company seeking growth and needing extra cash, or a business currently experiencing financial difficulties, we make your business our first priority. By providing superior customer service, we make the underwriting process smooth by offering a quick response, shorter contracts, competitive pricing and the ability to move your account to an ABL or Bank Line as you grow. All Businesses face financial challenges; First Business Factors can help by providing you a fast and safe way to move your business forward to a more successful future.

With First Business Factors you get the cash you need and the peace of mind knowing that you’re working with experts. As a division of First Business Financial Services (Nasdaq: FBIZ), a billion-dollar-plus financial services company, we’re structured to offer an attractive rate. And because we’re part of a regulated banking institution, you can have confidence in our terms and our service. We’re also positioned to help you with asset-based lending or traditional bank financing further down the road. 

Typical Client Profile

Manufacturers, Distributors, Wholesalers, Transportation, Temporary Staffing & Business Service Companies with:
• Annual Sales of $500,000+
• U.S. Based Business
• Business-to-Business Accounts Receivables

Business Scenarios

• Rapid Growth/Expansion
• Turnaround Financing
• Acquisition Opportunity
• Debtor-in-Possession & Exit Financing
• Debt Restructurings
• Management Buyout
• Current Lending Relationship Fatigued/Distressed
• Seasonal Sales Surges
• Start-up Business
• New Product/Service
• High Leverage

Factoring Facilities

• Pricing - Competitive Rates
• Advance Rate on Accounts Receivable - up to 85%
• Term of Commitment - 1 to 2 years

Benefits to Factoring

• Provides Immediate Cash Flow
• Credit Management Services
• Collection & Accounting Services
• Off-Balance Sheet Financing
• Quick & Efficient Underwriting/Approval/Closing

Have a Question?

Let us put you in touch with the appropriate representative to help you with your business needs.