ID Theft Insurance

• Proactive way to guard against identity theft.
• Credit bureau records monitored each business day.
• Alerts sent via e-mail or standard U.S. mail on changes to credit bureau information.
• Resource center available for prompt fraud resolution assistance.
• Coverage for some incurred out-of-pocket expenses.

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Personal Credit Cards

• World wide acceptance.
• Travel insurance.
• 24 hour client service.
• Save money when choosing AVIS, Hertz, and National car rentals.
• No liability if card is fraudulently used over the Internet.
• Chargeback protection is included.
• No annual fee.

Mortgages

• Offered at competitive rates.

HELOC

• Various payment options available.
• Interest options available.
• Accessed via a checking account or through Internet Banking.
• Interest accrues on balances outstanding.
• Home is used for collateral.
• Low required monthly payments.
• Tax benefit for interest paid $100,000.
• Purpose is flexible.

Other Credit Services

• Other credit services include auto loans and property loans.