First Business®

Your Success Comes First.

BUSINESS DEPOSIT SERVICES


Deposit accounts, treasury management services, and trust and investment services are offered by our affiliates First Business Bank - Madison and First Business Trust & Investments.






BASIC BUSINESS CHECKING
  • Designed for businesses with limited transaction activity and specific banking needs.
  • Receive monthly statement.
  • Receive account analysis statement free of charge.
  • Cash management services available.
  • FDIC insured.
BASIC NON-PROFIT/SOLE PROPRIETOR INTEREST BUSINESS CHECKING
  • Designed for non-profit and sole proprietor businesses with limited transaction activity and specific banking needs.
  • Interest bearing account.
  • Receive monthly statement.
  • Receive account analysis statement free of charge.
  • Cash management services available.
  • FDIC insured.
BUSINESS CHECKING
  • Designed as an operating account.
  • No minimum balance required.
  • Receive earnings credit.
  • Receive account analysis statement free of charge.
  • Various statement options.
  • Charges applied based on client needs; for example, monthly, invoiced, and directly charged to account.
  • Cash management services available.
  • FDIC Insured.
BUSINESS INTEREST CHECKING
  • Qualified non-profits and sole proprietorships can earn tiered interest on their collected balances.
  • No minimum balance required.
  • Receive account analysis statement free of charge.
  • Various statement options.
  • FDIC insured.
MUNICIPAL ACCOUNTS
  • Any of the above accounts are applicable. Municipal accounts are insured up to $500,000; $100,000 FDIC insured; State of WI insured at $400,000.
BUSINESS MONEY MARKET
  • Interest paid based on 13 week Treasury bill discount rate and paid monthly.
  • Can make up to six transfers per month; up to three checks per month included.
  • Can be tied to checking account(s) using a sweep.
  • Minimum balance of $2500 to avoid fees.
  • FDIC insured.
NON-PROFIT ENDOWMENT MONEY MARKET
  • Funds accessible.
  • Interest compounded and paid monthly.
  • Can make up to six transfers per month; up to three checks per month included.
  • FDIC insured.
BUSINESS CERTIFICATES OF DEPOSIT
  • Competitive rates.
  • Multiple term options to meet all needs.
  • FDIC insured.
CDARS (CD ACCOUNT REGISTRY SERVICE)
  • Investments greater than $100,000.
  • FDIC insured to entire principal amount.
  • Convenience of dealing with one financial institution.
  • Funds stay in the community.
  • Deposits earn competitive interest rate.
BANK DEPOSIT GUARANTY BONDS
  • Insurance policy for account balances greater than FDIC limit of $100,000.
  • Covers funds in any type of account.
  • Premiums paid annually.
BUSINESS DEBIT CARDS
  • No need to write checks or distribute petty cash
  • 24 hour access, 7 days a week
  • Point of sale for purchases at retailers
  • Make purchases on the Internet or over the phone
  • Protection if card is lost or stolen
  • World wide acceptance --can be used wherever Visa is accepted