First Business


Disbursement Services provide a variety of electronic payments to streamline your outgoing payment process, manage bank balances, meet credit requirements, and more.

ACH Payments

  • Account reconciliation quicker and more efficient
  • No need for check stop payments and check reissue
  • Origination one business day before settlement

ACH Payroll/Direct Deposit

  • Initiate payroll, commissions, and other electronic payments

Wire Transfer

  • Same day transfer of funds to external financial institutions
  • Domestic or international
  • Funds immediately available for use
  • Ability to track where funds originated and where they are sent

Controlled Disbursement

  • Access to number of checks and total dollar amount clearing same day via Electronic Banking
  • Able to manage borrowings based on checks that are presented against the account — no need to borrow excess funds
  • Eliminates overdrafts

Visa Debit Cards

  • No need to write checks
  • 24 hour access, 7 days a week
  • Point of sale for purchases
  • Make purchases on the Internet or over the phone
  • Protection if card is lost or stolen
  • Worldwide acceptance — can be used wherever Visa is accepted

Visa Credit Cards


  • Central billing.
  • Earn bonus points on every purchase.
  • Earn bonus points automatically.
  • Point pooling.
  • Reward products.
  • Merchant discounts.
  • Free online reporting.
  • Zero fraud liability protection.
  • Purchase security/extended protection.
  • lost/stolen card reporting.
  • Worldwide emergency card replacements and cash disbursement.
  • travel and emergency assistance services.
  • Auto rental collision damage waiver.
  • Read more.
  • Visa liability waiver for terminated employees.


    FBIZ Advantage

    Stay on top of your game with First Business resources tailored to your business needs.

  • See More

    The FBIZ Advantage is a resource center geared to help you with all your business needs.

Have a Question?

Let us put you in touch with the appropriate representative to help you with your business needs.

CONTACT US
See also...

Trust & Investments


Our approach allows us to act as an advocate for our clients helping them exceed their goals

Learn more