First Business

Basic Business Checking

• Designed for businesses with limited transaction activity and specific banking needs
• Various statement options
• Treasury management services available

Basic Non-Profit/Sole Proprietor Interest Bearing Business Checking

• Designed for non-profit and sole proprietor businesses with limited transaction activity and specific banking needs
• Interest bearing account
• Various statement options
• Treasury management services available

Business Interest Checking

• Qualified non-profits and sole proprietorships can earn tiered interest on their collected balances
• No minimum balance required
• Various statement options

Business Checking

• Designed as an operating account
• No minimum balance required
• Various statement options
• Charges applied based on client needs (for example: monthly, invoiced, and directly charged to account)
• Treasury management services available

Municipal Accounts

• Any of the above accounts are applicable
• Municipal accounts are insured up to $500,000 — $100,000 FDIC insured and $400,000 State of Wisconsin insured

Business Money Market

• Interest compounded and paid monthly
• Can make up to six transfers per month — up to three checks per month can be issued
• Can be tied to checking account(s) using a sweep
• Minimum balance of $2,500 to avoid fees

Non-Profit Endowment Money Market

• Funds accessible
• Interest compounded and paid monthly
• Can make up to six transfers per month — up to three checks per month can be issued

Business Certificates of Deposit

• Competitive rates
• Multiple term options to meet all needs

CD Account Registry Service (CDARS)*

• Investments greater than $250,000
• Certificate of deposits — select terms available
• FDIC Insurance for the entire principal balance
• Convenience of dealing with one financial institution
• Funds stay in the community

Other Investments

Commercial Paper

• Risk and rate of return based on company rating
• Rated or non-rated paper investment options available
• Unsecured corporate debt
• Duration of 7 to 180 days
• Competitive rates
• Short-term investment option
• Diversifies risk

Treasury Bills & Bonds

• Market interest rates based on Treasury bill and bond auction
• First Business Bank purchases on behalf of client
• Variable terms
• Secondary market
• Tax benefit — no federal taxes
• Minimum dollar investment

* Certificate of Deposit Account Registry Service (CDARS) Term. Funds may be submitted for placement only after a depositor enters into the CDARs Deposit Placement Agreement. The agreement contains important information and conditions regarding the placement of funds by First Business Bank. Please read the agreement carefully before signing it. CDARs and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network LLC. No early withdrawal allowed.