Gay joins First Business with 23 years of experience in the financial services industry, in both commercial lending and factoring. She currently is the Vice President of First Business Factors, and prior to that worked with: Porter Capital, LSQ Funding Group, Commercial Finance Group. Gay has experience in factoring, asset-based lending and purchase order financing, vendor relations and portfolio management. She is actively involved with the Turnaround Management Association, serving on the Board of Directors as Past President of the Missouri Chapter. Gay is also active in the Commercial Finance Association, Risk Management Association, Missouri Independent Bankers Association and is a past board member of Maryland Heights Chamber of Commerce.